Our Products
Comprehensive insurance solutions for every stage of life and business.
Motor Insurance
Drive with unwavering confidence. Comprehensive protection against accidents, theft, third-party liabilities and more — tailored to Malawi's roads.
Health Insurance
Protect what matters most — your health and peace of mind. Libertas Health Insurance provides comprehensive medical cover designed to give you and your employees access to quality healthcare when it matters most.
Travel Insurance
Travel with confidence — wherever life takes you. Comprehensive coverage for business and leisure trips including medical emergencies, cancellations and lost baggage.
Fire Insurance
Protect your property from one of the most devastating risks. Robust cover against loss or damage caused by fire, lightning, and related perils.
House Owners & Householders Insurance
Secure your home, your sanctuary. Protects the structure of your private dwelling and its contents against loss or damage from fire, allied perils, and theft.
Contents Insurance
Cover for your personal belongings and household contents against loss or damage.
Fire Consequential Loss Insurance
Keep your business running — even after disaster strikes. Protection from the financial impact of business interruptions caused by fire damage.
Golfer's Insurance
Specialist cover for golfers including equipment, personal accident and liability on the course.
Workers Compensation Insurance
Protect your employees — and your business responsibilities. Essential cover for workplace injuries and occupational illnesses.
Burglary Insurance
Secure your valuable assets against unexpected loss. Protects your home or business against theft and unauthorised entry.
Contractors All Risks Insurance
Comprehensive protection for every stage of construction. Covers construction projects against unforeseen risks including damage to works, materials, and third-party liabilities.
Public Liability Insurance
Protection against legal liability for third party bodily injury or property damage arising from your business activities.
Group Personal Accident Insurance
Safeguard your workforce with dependable accident protection. Financial security for employees in the event of accidental injury, disability, or death.
Products Liability Insurance
Protection against claims arising from injury or damage caused by products you manufacture, supply or sell.
Fidelity Guarantee
Coverage against financial loss resulting from fraud, dishonesty or embezzlement by employees.
Money Policy
Protection of cash and other negotiable instruments in transit or on your premises against loss or theft.
Goods in Transit
Cover for goods and merchandise against loss or damage while being transported by road, rail or other means.
Professional Indemnity
Protection for professionals against claims of negligence, errors or omissions in the provision of professional services.
Poultry Insurance
Specialist agricultural cover for poultry farmers against losses from disease, fire and other perils.
Sugarcane Plantation Insurance
Protection for sugarcane growers against crop loss from fire, storm and other covered perils.
Warehouse Insurance
Comprehensive cover for warehouses and stored goods against fire, theft, storm and other risks.
Bonds and Guarantees
Performance bonds, bid bonds and guarantee bonds for contractors and businesses.
Machinery Breakdown Insurance
Cover for sudden and unforeseen mechanical or electrical breakdown of machinery and equipment.
Boiler Explosion Insurance
Specialist cover for boilers, pressure vessels and associated equipment against explosion and collapse.
Deterioration of Stock
Protection against financial loss from deterioration of refrigerated goods following a breakdown of refrigeration plant.
Marine Cargo Insurance
Comprehensive cover for goods in transit by sea, air, road or rail against loss and damage.
Marine Hull Insurance
Cover for vessels against physical damage to the hull, machinery and equipment.
Not sure which product is right for you?
Our team is happy to guide you to the right coverage for your needs and budget.