Health Insurance
Protect what matters most — your health and peace of mind. Libertas Health Insurance provides comprehensive medical cover designed to give you and your employees access to quality healthcare when it matters most.
Reliable Health Insurance You Can Count On
Your health is your greatest asset. Libertas Health Insurance provides comprehensive, flexible medical cover designed to meet the needs of families and employers across Malawi. With access to trusted healthcare providers and a focus on fast, reliable service, we help you stay protected when it matters most.
Key Benefits
Extensive Network
Access to leading hospitals and clinics across Malawi and international facilities.
In & Out-Patient
Hospital stays, surgeries, diagnostics and prescription medication.
Family & Corporate
Flexible plans structured for individual families and for employers.
Fast Claims
Quick claims processing backed by 24/7 dedicated support.
Our Health Schemes
Global Elite
- International hospital access
- Comprehensive in-patient cover
- Specialist consultations
- Full diagnostics
Plus Africa
- Africa-wide provider network
- In-patient and out-patient
- Emergency evacuation
Classic Critical Care
- Critical illness cover
- Major medical events
- Specialist treatment
Classic
- Local provider network
- In-patient and out-patient
- Prescription medication
Lite
- Core medical benefits
- Out-patient consultations
- Affordable premiums
What's Covered
Is This Right for You?
Frequently Asked
A shortfall is the gap between what a scheme pays and what the hospital charges. Libertas Health Insurance is structured to eliminate shortfalls across all our medical schemes, so you are not left with an unexpected bill.
Yes. The Global Elite and Plus Africa schemes include international and regional provider access respectively, including emergency evacuation where applicable.
Claims are processed promptly with 24/7 support available. Most member queries are resolved same-day through our dedicated health team.
Ready to get protected?
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