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Commercial

Group Personal Accident Insurance

Safeguard your workforce with dependable accident protection. Financial security for employees in the event of accidental injury, disability, or death.

RBM Regulated
14-Day Claim Settlement
Protecting Malawi Since 1996
Dedicated Support
Overview

Protect Your Employees from Life's Unexpected Events

Libertas Group Personal Accident Insurance provides financial protection for employees in the event of accidental injury, disability, or loss of life. It's an essential cover for organisations that prioritise employee welfare and long-term stability.

Why Libertas

Key Benefits

24/7 Worldwide Cover

Protection applies around the clock, on duty or off, anywhere in the world.

Lump Sum Compensation

Defined benefits paid for disability or loss of life.

Medical Expense Support

Cover for medical costs arising from covered accidents.

Tiered Cover Levels

Different benefit levels for different employee grades.

Scope

What's Covered

Accidental death benefits
Permanent disability
Temporary disability
Medical expenses
Funeral expenses support
Who It's For

Is This Right for You?

Employers
Large teams
High-risk industries
Corporates
Questions

Frequently Asked

Yes. Group Personal Accident cover operates 24 hours a day, worldwide, whether the employee is at work or not.

Yes. Cover can be tiered so that different employee grades carry different benefit levels, structured to suit your organisation.

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