Protect what matters most — your health and peace of mind. Libertas Health Insurance provides comprehensive medical cover designed to give you and your employee...

Doctor consultations
Specialist visits
Hospital admission
Prescription medication

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Why Libertas

Why Malawians choose us

14-day settlement, guaranteed

Not a target — a written promise. Every valid claim settled within 14 days of signing the discharge form.

Zero hospital shortfalls

No surprise bills. Our health schemes are structured so you never top up at the counter.

Quote, pay and claim online

We removed manual certificates entirely — cutting fraud and paperwork in one move.

Never far from you

Offices from Mzuzu to Limbe, so there is always someone local to talk to.

Locally owned, RBM regulated

Fully Malawian-owned and supervised by the Reserve Bank of Malawi.

Cover shaped around you

No one-size-fits-all policies. We build cover around your actual risk.

Claims Centre

Our Quick Claim Settlement Guarantee

At Libertas, we believe true peace of mind goes beyond issuing a policy. Our dedicated claims management team ensures prompt, transparent and hassle-free settlements — protecting your business and personal assets fully. We guarantee settlement within 14 days of receiving all required documentation.

Report incident

Select your policy and describe what happened.

Upload documents

Photos and reports straight from your phone.

Track in real time

See where your claim stands at every stage.

Receive settlement

Paid within 14 days of signing discharge.

14-Day Guarantee

All valid claims settled within 14 days of signing discharge.

Submit a Claim Claims FAQs

About Libertas

Protecting Malawi's Individuals & Businesses Since 1996

Founded in 1996, Libertas General Insurance is one of Malawi's fastest-growing, fully locally owned non-life insurance providers. Headquartered in the commercial city of Blantyre with critical hubs across key regions in Malawi, our goal has been to provide professional, reliable insurance sales and services to residents and businesses since our establishment.

We understand that true peace of mind goes beyond issuing a policy—it requires a steadfast commitment to innovation, integrity and timely claims settlement.

Read Our Story Meet the Team